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	<title>Roth IRA Help &#187; Roth IRA Eligibility</title>
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		<title>What is a Roth IRA?</title>
		<link>http://www.rothirahelp.com/roth-ira/what-is-a-roth-ira/</link>
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		<pubDate>Sun, 12 Apr 2009 23:42:53 +0000</pubDate>
		<dc:creator>David</dc:creator>
				<category><![CDATA[Roth IRA]]></category>
		<category><![CDATA[Roth IRA Cons]]></category>
		<category><![CDATA[Roth IRA Contributions]]></category>
		<category><![CDATA[Roth IRA Eligibility]]></category>
		<category><![CDATA[Roth IRA Pros]]></category>

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		<description><![CDATA[The Roth IRA was created by the Taxpayer Relief Act of 1997 and it was implemented on January 1st 1998. A Roth IRA is an individual retirement arrangement that allows tax free growth. Roth IRAs greatly differ from traditional IRAs.

One of the most obvious benefits of having a Roth IRA account is that all earnings are tax free when you or your beneficiary withdrawals them. One of the other benefits is that you can avoid the early distribution penalty on some withdrawals, like buying a house for the first time (after you had your Roth IRA account for at least 5 years).]]></description>
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