The ability of a Roth IRA to quickly accumulate earnings for your retirement is legendary.  But sometimes, life throws you a curveball and you find yourself short on cash.  Fortunately, Roth IRA rules allow you to use your retirement funds for other things.  Here are five situations where you may be able to tap into your Roth IRA funds:

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A Roth Individual Retirement Account is a unique type of savings plan that will help you set aside adequate amount of money for retirement that you would otherwise recompense in taxes. There are several factors that you should familiarize yourself with prior to housing your money in a Roth account. Keep in mind that this account is not available to all soon-to-be retirees and they are supervised under strict rules and regulations.

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