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	<title>Roth IRA Help &#187; roth ira advantages</title>
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		<title>Roth IRA and College Financial Aid</title>
		<link>http://www.rothirahelp.com/roth-ira/roth-ira-and-college-financial-aid/</link>
		<comments>http://www.rothirahelp.com/roth-ira/roth-ira-and-college-financial-aid/#comments</comments>
		<pubDate>Fri, 24 Sep 2010 14:59:38 +0000</pubDate>
		<dc:creator>wayne</dc:creator>
				<category><![CDATA[Roth IRA]]></category>
		<category><![CDATA[roth ira advantages]]></category>

		<guid isPermaLink="false">http://www.rothirahelp.com/?p=306</guid>
		<description><![CDATA[You can use your Roth IRA to pay for all of your school-related expenses, as long as they are “qualified education expenses.”  Qualified education expenses include books, tuition, fees, supplies, and tuition that are paid to a properly accredited institution. ]]></description>
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		<title>Is a Roth IRA Vulnerable to Creditors?</title>
		<link>http://www.rothirahelp.com/roth-ira/is-a-roth-ira-vulnerable-to-creditors/</link>
		<comments>http://www.rothirahelp.com/roth-ira/is-a-roth-ira-vulnerable-to-creditors/#comments</comments>
		<pubDate>Fri, 24 Sep 2010 14:54:29 +0000</pubDate>
		<dc:creator>wayne</dc:creator>
				<category><![CDATA[Roth IRA]]></category>
		<category><![CDATA[roth ira advantages]]></category>

		<guid isPermaLink="false">http://www.rothirahelp.com/?p=301</guid>
		<description><![CDATA[The Employee Retirement Security Income Act (ERISA) completely protects employer-sponsored plans from creditors (except former spouses and the IRS).  IRA’s are not covered by ERISA.  ]]></description>
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		<slash:comments>0</slash:comments>
		</item>
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		<title>Roth IRA Recharacterization</title>
		<link>http://www.rothirahelp.com/roth-ira/roth-ira-recharacterization/</link>
		<comments>http://www.rothirahelp.com/roth-ira/roth-ira-recharacterization/#comments</comments>
		<pubDate>Mon, 13 Sep 2010 20:01:54 +0000</pubDate>
		<dc:creator>wayne</dc:creator>
				<category><![CDATA[Roth IRA]]></category>
		<category><![CDATA[roth ira advantages]]></category>

		<guid isPermaLink="false">http://www.rothirahelp.com/?p=294</guid>
		<description><![CDATA[IRA’s have a built-in take-back rule.  You can switch your IRA contribution from one type of IRA to another, or undo a conversion.  You can go from Roth to traditional or from traditional to Roth, subject to some restrictions]]></description>
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		<slash:comments>0</slash:comments>
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		<item>
		<title>IRA’s: Pay Taxes Now or Later?</title>
		<link>http://www.rothirahelp.com/roth-ira/ira%e2%80%99s-pay-taxes-now-or-later/</link>
		<comments>http://www.rothirahelp.com/roth-ira/ira%e2%80%99s-pay-taxes-now-or-later/#comments</comments>
		<pubDate>Wed, 08 Sep 2010 14:22:09 +0000</pubDate>
		<dc:creator>wayne</dc:creator>
				<category><![CDATA[Roth IRA]]></category>
		<category><![CDATA[roth ira advantages]]></category>

		<guid isPermaLink="false">http://www.rothirahelp.com/?p=276</guid>
		<description><![CDATA[Discussion continues as to the better retirement vehicle: a traditional IRA or a Roth IRA.  Much of the disagreement centers around future tax rates; will they go up, or will they go down?  And, how will changes in the tax code affect IRA’s of either type?  ]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Traditional IRA vs. Roth IRA</title>
		<link>http://www.rothirahelp.com/roth-ira/traditional-ira-vs-roth-ira/</link>
		<comments>http://www.rothirahelp.com/roth-ira/traditional-ira-vs-roth-ira/#comments</comments>
		<pubDate>Fri, 03 Sep 2010 14:27:09 +0000</pubDate>
		<dc:creator>wayne</dc:creator>
				<category><![CDATA[Roth IRA]]></category>
		<category><![CDATA[roth ira advantages]]></category>

		<guid isPermaLink="false">http://www.rothirahelp.com/?p=265</guid>
		<description><![CDATA[The number of retirement plans available is overwhelming; there are individual retirement plans (IRA’s), and employer-sponsored retirement plans (Defined Benefit, Defined Contribution, 401K’s, Profit-Sharing plans, ESOP plans, Simple plans, Money-Purchase pension plans, and SEPs.)]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Probate Investing With Your Self-Directed Roth IRA</title>
		<link>http://www.rothirahelp.com/roth-ira/probate-investing-with-your-self-directed-roth-ira/</link>
		<comments>http://www.rothirahelp.com/roth-ira/probate-investing-with-your-self-directed-roth-ira/#comments</comments>
		<pubDate>Wed, 01 Sep 2010 11:34:10 +0000</pubDate>
		<dc:creator>wayne</dc:creator>
				<category><![CDATA[Investment]]></category>
		<category><![CDATA[Roth IRA]]></category>
		<category><![CDATA[roth ira advantages]]></category>

		<guid isPermaLink="false">http://www.rothirahelp.com/?p=219</guid>
		<description><![CDATA[The Roth IRA is famous for its ability to earn compound interest tax-free.  Less well known is the fact that an investor doesn’t have to have his IRA administered by a financial institution; they can administer their account themselves by selecting the “self-directed” option when the account is set up.]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>What’s A Roth Qualified Distribution?</title>
		<link>http://www.rothirahelp.com/roth-ira/what%e2%80%99s-a-roth-qualified-distribution/</link>
		<comments>http://www.rothirahelp.com/roth-ira/what%e2%80%99s-a-roth-qualified-distribution/#comments</comments>
		<pubDate>Wed, 01 Sep 2010 11:27:49 +0000</pubDate>
		<dc:creator>wayne</dc:creator>
				<category><![CDATA[Roth IRA]]></category>
		<category><![CDATA[roth ira advantages]]></category>

		<guid isPermaLink="false">http://www.rothirahelp.com/?p=241</guid>
		<description><![CDATA[Investors are often confused about what they can and can’t do with their Roth IRA.  The Roth is so flexible compared to other retirement vehicles that much is written – sometimes incorrectly – about how the IRA funds can be withdrawn.  Here’s a quick look at which distributions are qualified, and which are not. ]]></description>
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		<item>
		<title>Avoid Probate With A Roth IRA</title>
		<link>http://www.rothirahelp.com/roth-ira/avoid-probate-with-a-roth-ira/</link>
		<comments>http://www.rothirahelp.com/roth-ira/avoid-probate-with-a-roth-ira/#comments</comments>
		<pubDate>Wed, 01 Sep 2010 11:18:47 +0000</pubDate>
		<dc:creator>wayne</dc:creator>
				<category><![CDATA[Roth IRA]]></category>
		<category><![CDATA[roth ira advantages]]></category>

		<guid isPermaLink="false">http://www.rothirahelp.com/?p=236</guid>
		<description><![CDATA[Roth IRA funds are not included in a probate estate; beneficiaries can request a death benefit without going through the probate court and bypass the system.  For a Roth owner who has a lot of assets in the IRA account and a lot of debt, this is a way to pass the account assets on to beneficiaries instead of creditors.  ]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Real Estate Investing With Your Roth IRA</title>
		<link>http://www.rothirahelp.com/roth-ira/real-estate-investing-with-your-roth-ira/</link>
		<comments>http://www.rothirahelp.com/roth-ira/real-estate-investing-with-your-roth-ira/#comments</comments>
		<pubDate>Fri, 27 Aug 2010 14:18:21 +0000</pubDate>
		<dc:creator>wayne</dc:creator>
				<category><![CDATA[Roth IRA]]></category>
		<category><![CDATA[roth ira advantages]]></category>

		<guid isPermaLink="false">http://www.rothirahelp.com/?p=232</guid>
		<description><![CDATA[Mark Twain said it best: “buy land, they’re not making it anymore.”  Indeed.  It’s estimated that around 80% of the wealth in the US today is in the value of real estate.  Real estate has always offered an excellent opportunity for long term growth.]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Roth IRA As Part of Your Estate Plan</title>
		<link>http://www.rothirahelp.com/roth-ira/roth-ira-as-part-of-your-estate-plan/</link>
		<comments>http://www.rothirahelp.com/roth-ira/roth-ira-as-part-of-your-estate-plan/#comments</comments>
		<pubDate>Sat, 21 Aug 2010 14:26:53 +0000</pubDate>
		<dc:creator>wayne</dc:creator>
				<category><![CDATA[Roth IRA]]></category>
		<category><![CDATA[roth ira advantages]]></category>

		<guid isPermaLink="false">http://www.rothirahelp.com/?p=229</guid>
		<description><![CDATA[The Estate Tax debate rages on in the United States.  Temporarily on hold for 2010, the tax will come roaring back in 2011.  As Presidential administrations change and Congress turns over, no one knows what the future of estate taxes will be.  One thing is for sure:  the government needs money and will take it wherever they can get it. ]]></description>
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